Pure Travel
  • About
  • Destination Inspiration
  • Tips & Advice
  • Guide
  • Travel Writing
  • Cookie Policy (UK)
  • Conservation
  • Privacy
  • Travel Writing Competition 2025
  • Reviews
  • Travel Resources
  • T&C
  • Contact Us
  • Conservation
  • Privacy
  • Travel Writing Competition 2025
  • Reviews
  • Travel Resources
  • T&C
  • Contact Us
Pure Travel
Pure Travel
  • About
  • Destination Inspiration
  • Tips & Advice
  • Guide
  • Travel Writing
  • Cookie Policy (UK)
  • Tips & Advice

Top 3 Tips When Buying Travel Insurance

  • January 24, 2022
  • Jules

When searching for the right travel insurance for you, it can be confusing if you haven’t bought it before. You can go for an annual policy that will have you covered for a year if you are travelling often. However, some prefer to take out travel insurance for specific trips as and when they go. There are some factors you will need to consider before buying your travel insurance, and here are the main ones…

1. Make sure it covers your age group

Some travel insurance covers a certain age group and this will be essential for those who have health conditions to tell the insurance company. Your insurance won’t cover you for these if you don’t declare them. You can find options such as over 50s travel insurance that will be appropriate if you fall within this age group. Some companies cover all ages but you will need to read the terms and conditions in-depth to find this out, and don’t purchase the insurance until you have done this.

2. Ensure your policy covers lost or stolen luggage

It’s crucial to find a policy that covers any lost luggage as this sometimes happens at the airport, but very rarely. If you’re going to a destination with a high crime rate, you should also make sure the travel insurance policy includes stolen luggage as it’s better to be safe than sorry. When you are selecting the best insurance for you online, there will be a price allowance for any luggage cover and you should make sure you select the one that’s high enough to cover you if you lost everything. Remember to take gadgets like your mobile phone, cameras and laptops into consideration, and also things like wedding rings as these can be lost.

3. It’s essential to buy your insurance before the trip

Make sure your travel insurance covers you from the minute you leave the house, as you never know when you might need it. Some people accidentally select travel insurance to cover them starting a few days into their holiday, don’t make this mistake. You will want your insurance to cover anything that could happen at the airport, as well as when you are at your destination abroad. You can go for an annual insurance option if you travel many times a year, instead of taking out a similar policy multiple times.

Now that you know what you need to consider before taking out any travel insurance, make sure you research and find out exactly what’s on offer. These are only our top 3 so make sure you think about other things like cancellation policies and what is covered if your trip is delayed. You can write a list of exactly what you need included and print out your insurance when you’ve bought it. It is also important to read reviews like travel guard insurance reviews, this will help you decide easier which insurance company has the best offer.

Most companies will email you a copy of the insurance and if you have a smartphone you can flag the email and have it handy just in case. For those going on adventure holidays who are taking cheap phones, it’s best to print a copy of the insurance. Enjoy your trip and we hope you won’t need to claim on the insurance!

Share
Tweet
Related Topics
  • travel insurance
Jules

Previous Article
  • Destination Inspiration

Why are Remote Workers Choosing Costa Rica?

  • January 21, 2022
  • Jules
View Post
Next Article
  • Destination Inspiration

Shake The Winter Blues with a Trip to Barbados

  • January 24, 2022
  • Jules
View Post
You May Also Like
Fun-Filled Family Holidays
View Post
  • Tips & Advice

Fun-Filled Family Holidays: Destinations for a Memorable Summer

  • TotalSEO
  • June 9, 2025
Must-Do Treks in Nepal
View Post
  • Destination Inspiration
  • Tips & Advice

Top 7 Must-Do Treks in Nepal to Explore the Beautiful Himalayas

  • Jules
  • May 29, 2025
Four women celebrating after completing a fundraising challenge
View Post
  • Lifestyle
  • Tips & Advice

Adventuring with a Cause: Fundraising Tips for Ethical Explorers

  • Jules
  • May 19, 2025
Luxury fishing lodge
View Post
  • Lifestyle
  • Tips & Advice

Where To Go For The Ultimate Catch? Top Destinations With Luxury Fishing Lodges

  • Jules
  • May 16, 2025
The Best Destinations for Independent Travelers
View Post
  • Destination Inspiration
  • Tips & Advice

Solo Summer Adventures: The Best Destinations for Independent Travelers

  • TotalSEO
  • May 12, 2025
overseas adventure travel ideas - Nepal
View Post
  • Action & Adventure
  • Lifestyle
  • Tips & Advice

The Ultimate Guide to Overseas Adventure Travel from the U.S.

  • Robert
  • May 8, 2025
travel clipart
View Post
  • Tips & Advice

Travel Clipart: A Simple Way to Improve Your Travel Website

  • Robert
  • May 7, 2025
camper trailers
View Post
  • Tips & Advice

Rolling Home: How to Pick the Perfect Camper Trailer

  • Jules
  • May 1, 2025
Pure Travel
  • About
  • Destination Inspiration
  • Tips & Advice
  • Guide
  • Travel Writing
  • Cookie Policy (UK)
A journey of a thousand miles must begin with a single step

Input your search keywords and press Enter.

Pure Travel
Manage Consent
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
View preferences
{title} {title} {title}